loan

Definition of loan in English English dictionary: The permission to borrow any item
Thank you for the loan of your lawn mower.; The contract and array of legal and/or ethical obligations surrounding a loan
He made a payment on his loan.; A sum of money or other valuables or consideration which an individual, group or other legal entity borrows from another individual, group or legal entity (the latter often being a financial institution) with the condition that it be returned or repaid at a later date (sometimes with interest)
He got a five grand loan.; To lend (something) to (someone)
When you loan somebody something, they have the responsibility to safeguard it.; {v} to lend, which see; {n} any thing lent, use, interest of money; A loan is a type of financial aid which must be repaid, with interest; A sum of money or other valuables or consideration which an individual, group or other legal entity borrows from another individual, group or legal entity (this latter often being a financial institution) with the condition that it be returned or repaid at a later date (sometimes with interest). Occasionally collateral is required to assure that the borrower repays his or her debt or returns the consideration thus loaned. Most loans require some sort of positive (or at least a lack of negative) credit to be established by the borrower first; Money lent to a borrower that must be repaid with interest; A loan is a sum of money that you borrow. The president wants to make it easier for small businesses to get bank loans. loan repayments. see also bridging loan, soft loan; If something is on loan, it has been borrowed. impressionist paintings on loan from the National Gallery; Money borrowed that must be repaid, usually with interest; give temporarily; let have for a limited time; "I will lend you my car"; "loan me some money"; A sum of money usually borrowed for a specific reason (to obtain an education, buy a car etc ) The entity lending the money (i e , a bank) usually charges interest for the use of the money The amount of money borrowed is typically repaid with interest over a period of time; A type of financial aid which must be repaid, with interest The federal student loan programs (FFELP and FDSLP) are a good method of financing the costs of your college education These loans are better than most consumer loans because they have lower interest rates and do not require a credit check or collateral The Stafford Loans and Perkins Loans also provide a variety of deferment options and extended repayment terms; A loan made by a life insurance company from its general funds to a policy-owner on the security of the cash value of a policy; If someone gives you a loan of something, you borrow it from them. He had offered the loan of his small villa at Cap Ferrat; a word borrowed from another language; e g `blitz' is a German word borrowed into modern English; Borrowed money (principal) that is generally repaid with interest; a sum of money lent at interest; as, he repaid the loan; a form of financial assistance whereby a student receives money to help with college expenses now, but must repay it at a later date with interest Interest rates and deferment procedures vary depending upon the source Contact the USCA Financial Aid Office for more information; The contract and array of legal and/or ethical obligations surrounding a loan. He made a payment on his loan; If you loan something to someone, you lend it to them. He had kindly offered to loan us all the plants required for the exhibit We were approached by the Royal Yachting Association to see if we would loan our boat to them. = lend Loan out means the same as loan. It is common practice for clubs to loan out players to sides in the lower divisions The ground was loaned out for numerous events including pop concerts; Money that is lent In life insurance a loan can be taken against the cash value of a life insurance policy If the insured dies while there is an outstanding loan balance, the amount of the loan and any unpaid interest due will be deducted from the death proceeds; A sum of borrowed money (principal) that is generally repaid with interest Back to Top ^; That which one lends or borrows, esp; A sum of borrowed money (principal) that is generally repaid with interest; The principal, or amount of total borrowed money, that is repaid with interest; money borrowed that is usually repaid with interest; Borrowed money that is usually repaid with interest; The act of lending; a lending; permission to use; as, the loan of a book, money, services; a sum of money lent by one person or organisation to another, usually with interest Loans differ from grants in that they have to be repaid This requires that the recipient is creditworthy, can provide security against default and has a cash flow sufficient to make the interest and capital payments; A loan made by a life insurance company from its general funds to a policyowner on the security of the cash value of a policy Generally, loans may reduce the policy's death benefit and cash value; A repayable sum of money borrowed by an eligible student who has proved financial need, with a promise to repay as specified in an agreement between the borrower and the lender; Money lent to a borrower that must be repaid with interest Back to Top; to let out money at interest; A sum of money borrowed (principal) usually for a specific reason (e g , to obtain an education, buy a car, etc ) The entity lending the money (e g a bank) usually charges interest for use of the money The amount of money borrowed is typically repaid with interest over a period of time; {i} amount of money that has been borrowed; something borrowed; act of giving temporarily; A loan made by a life insurance company from its general funds to a policyowner on the security of the cash value of a policy; {f} lend a sum of money for a period of time; give temporarily, lend; Financial aid that must be repaid with interest after a student leaves school; A loanin; money or an object that is lent, usually with the understanding that the loan will be paid back, usually with interest; To lend; sometimes with out; To lend. This usage is confined to the US (or perhaps parts thereof) and elsewhere is ungrammatical (loan being the noun, and lend the verb); Money borrowed that must be repaid; the temporary provision of money (usually at interest)
loan shark: Alternative spelling of loanshark
loan shark: Someone who lends money at exorbitant rates of interest
loan sharking: Present participle of loan shark
loan sharking: Alternative spelling of loansharking
loan sharks: plural form of loan shark
loan sharks: Third-person singular simple present indicative form of loan shark
loan translation: The borrowing of components of a foreign language word and translating them literally
loan translations: plural form of loan translation
loan origination: (Ekonomi) Loan origination is the process by which a lender obtains new loans
loan to value: The loan-to-value (LTV) ratio is a mathematical calculation which expresses the amount of a first mortgage lien as a percentage of the total appraised value of real property. For instance, if a borrower wants $130,000 to purchase a house worth $150,000, the LTV ratio is $130,000/$150,000 or 87%
loan to value ratio: The loan-to-value (LTV) ratio is a mathematical calculation which expresses the amount of a first mortgage lien as a percentage of the total appraised value of real property. For instance, if a borrower wants $130,000 to purchase a house worth $150,000, the LTV ratio is $130,000/$150,000 or 87%
loan agreement: Documentation containing the terms of donation between the government and the receiving organization as represented by the Conditional Deed of Gift
loan agreement: Typically refers to a written agreement between a lender and borrower stipulating terms and conditions associated with a financing transaction and in addition to those included to accompanying note, security agreement and other loan documents The agreement may indicate the obligations of each party, reporting requirements, possible sanctions for lack of borrower performance, and any restrictions placed on a borrower
loan agreement: An agreement spelling out the project's goal, area, main components and budget by expenditure category It contains formal conditions that must be complied with, primarily relating to procurement, reporting and financial management
loan agreement: – A document under which an Issuer loans the proceeds of an Issue to a party in return for a promise to repay the loan, with interest, to the Issuer, or to another on the Issuer’s behalf (e g , the Trustee), to provide security and to meet other obligations
loan agreement: The contract between the lender and the borrower which sets out the conditions that apply to your loan It is important that you read the agreement carefully, and wise to get legal and financial advice, before you enter into the loan
loan agreement: Agreement to be executed by borrower, containing pertinent terms, conditions, covenants and restrictions
loan agreement: A written contract between a lender and a borrower that sets out the rights and obligations of each party regarding a specified loan
loan agreement: A document that states what a business can and cannot do as long as it owes money to the lender
loan agreement: A legal document entered into between the lender and borrower, which describes the respective rights and obligations of each party The loan agreement is intended to preserve the strengths of the borrower and protect the lender for identified weaknesses The document also provides a framework for managing and monitoring the credit relationship
loan agreement: A contract between a lender and a borrower of an object or objects, specifying the object(s) and outlining the conditions of loan and the respective responsibilities of each party Loss limit: The maximum amount an insurance policy will pay for a single loss ABC- DEF- GHI- JKL- MNO- PQR- STU- VWX- YZ Updated 12-3-98 Please send comments to: the RCAAM Webmaster
loan application: The first step toward submitting a home loan requires the borrower to itemize basic financial information
loan application: document required by a lender prior to issuing a loan commitment The application generally includes the name of the borrower, the amount and terms of the loan, the description of the subject property to be mortgaged
loan application: The source on which the lender bases a decision to make a loan
loan application: A document required by a lender prior to loan approval The application includes detailed information about the borrower and the property
loan application: The form completed by a potential borrower which provides information the prospective lender requires to assess the borrower's suitability for a loan
loan application: request for a loan
loan application: Form you fill out to apply for a loan
loan application: The first step toward in submitting a home loan requires the borrower to itemize basic financial information
loan application: document required by a lender prior to issuing a loan commitment The application generally includes the following information: I - name of the borrower 2 amount and terms of the loan 3 description of the subject property to be mortgaged 4 borrower's financial and employment data
loan application: A lender's initial sourse of information on a borrower/applicant and the collateral involved; stipulates the amount of money requested and repayment terms
loan application: A document containing detailed information about the borrower and co-borrower that is required for a loan to be issued
loan application: an application to borrow money
loan application: >> The form potential customers must complete to apply for a home loan This application is commonly referred to as "the 1003" and is produced by the Federal government
loan application: The loan application is the source of information on which the lender bases a decision to make the loan; defines the term of the loan, gives the name(s) of the borrower(s), place of employment, salary, bank accounts and credit references, and describes the real estate that is to be mortgaged It also stipulates the amount of the loan being applied for and the repayment terms
loan application: An initial statement of personal and financial information required to apply for a loan
loan application: This is the first step in applying for a new home loan A Capnet Mortgage Loan Consultant can help you with this process There are multiple ways to apply You can apply online, or make an appointment to meet with one of our loan officers or simply call (406)348-2762
loan application: The first step in obtaining a loan The loan application tells the lender how much the applicant wishes to borrow and how the loan proceeds will be used An application typically lists personal income and assets, provides a work history and authorizes the lender to obtain a credit report
loan application: The loan application is a source of information on which the lender bases his decision to make the loan
loan application: Document required by lenders prior to loan approval containing detailed information about the borrower and boat
loan application: Document required by lenders prior to loan approval containing detailed information about the borrower and property
loan application: Itemization of borrower's basic financial situation First step towards gettint a loan
loan application: A preliminary form that must be filled out by potential property buyers that details their basic financial information, the property being mortgaged, and the amount of the loan
loan application: This document, completed by the applicant, contains information about the type of mortgage being applied for and personal financial situation of the applicant
loan approval: formal authorization to get a loan (usually from a bank)
loan capital: money that a company has borrowed from outside sources, foreign capital
loan collection: display which is borrowed
loan collection: a number of pictures loaned by their owners for exhibition
loan commitment: A written promise to make a loan for a specified amount on specified terms Loan-To-Value Ratio: The relationship between the amount of the mortgage and the appraised value of the property, expressed as a percentage of the appraised value Top M
loan commitment: A written promise by a lender to make a loan under certain terms and conditions These include interest rate, length of the loan, lender fees, annual percentage rate, mortgage and hazard insurance and other special requirements
loan commitment: A commitment by a lender to make money available to a borrower on specific terms in return for a commitment fee
loan commitment: an agreement to lend money, generally of a specified amount, at specified terms at some time in the future
loan commitment: A formal agreement by a lender to provide funds to a borrower See commitment letter
loan commitment: A formal agreement to lend up to a specified dollar amount during a specified period
loan commitment: agreement to lend money, generally of a specified amount, at specified terms a some time in the future
loan commitment: A promise by a lender or other financial institution to make or insure a loan for a specified amount and on specific terms
loan commitment: A bank's commitment (for a specified future period of time) to provide a firm with loans up to a given amount at an interest rate that is tied to some market interest rate 417, 600
loan commitment: A written promise to make a loan for a specified amount on specified terms
loan commitment: a written notification from a lender to a buyer stating approval of the requested loan for the purchase of property A fee may or may not be associated with the commitment
loan commitment: Assurance by a lender to make money available to a borrower on specific terms in return for a fee
loan commitment: A commitment by a lender as to the amount he will loan to a qualified borrower on a particular piece of real estate
loan commitment: A commitment by a lender of the amount he will loan to a qualified borrower on a particular piece of real estate for a specified amount of time under specific terms
loan commitment: A written promise to make a loan for a specified amount on specific terms
loan commitment: A lender's agreement to lend a specified amount of money; must be exercised within a set time limit
loan commitment: A formal offer by a lender stating the terms under which it agrees to lend money to a home buyer Also known as a "commitment letter "
loan commitment: See Commitment letter
loan commitment: A commitment from a lender to furnish a mortgage or other loan
loan conditions: Conditions that must be satisfied in order for the lender to make a loan The lender will not release any funding until all conditions have been met The loan agent is given a list of all conditions that must be met after submitting the loan application to the lender
loan conditions: Conditions under which a loan is granted, in particular the interest rate, term, settlement, total amount, fragmentation, etc
loan conditions: Conditions imposed by a lender on a loan, which must be satisfied before the lender will release the funds
loan conditions: These are the terms under which the lender agrees to make the loan It includes the interest rate, term of the loan, and any requirement with which the borrower must comply in connection with the loan commitment
loan forgiveness: writing-off of a debt, cancellation of an unpaid debt
loan fund: public institution which provides loans of limited amounts
loan maturity: date when a loan is repaid in full
loan office: a shop where loans are made with personal property as security
loan office: bureau where loans are given
loan office: an office where loans are negotiated and repaid
loan on easy terms: loan that is easy to repay
loan participation: providing part of a loan sum
loan shark: lends money at very high interest
loan shark: disapproval If you describe someone as a loan shark, you disapprove of them because they lend money to people and charge them very high rates of interest on the loan. One who lends money at exorbitant interest rates, especially one financed and supported by an organized crime network. someone who lends money at very high rates of interest and will often use threats or violence to get the money back
loan shark: someone who lends money at excessive rates of interest
loan society: company which provides loans
loan submission: documents used to receive a loan
loan to value: The relationship between the requested mortgage amount and the appraised value, or, sales price (whichever is lower) of the property For example, a home valued and priced at $100,000 on which there is an $80,000 mortgage has an LTV of 80 percent Back to top
loan to value: The loan amount dicided by the property value or purchase price Non-Conforming Loans: The LTV may exceed those established by conforming underwriting guidelines
loan to value: The size of the mortgage as a percentage of the value of the property For example, a £40,000 mortgage on a property valued at £50,000 would mean a LTV of 80%
loan to value: Loan amount divided by the appraised value or sales price, whichever is less
loan to value: 70% in these examples: The Ratio between the total loans on the property and the property value Example #1 With a $100,000 00 property value, a 1st loan of $70,000 and no second loan the LTV would be 70% $70,000 divided by $100,000 equals 70% Example #2 With a $100,000 00 property value, a 1st loan of $40,000 and a 2nd loan of $30,000 the LTV would be 70% ($40,000 + $30,000 = $70,000) $70,000 divided by $100,000 equals 70%
loan to value: This is the percentage the bank is willing to lend you, expressed as a percentage of the bank's estimated value of the property and the loan amount required
loan to value: Loan to Value represents the percentage of a project's value that is financed by lenders Example Project Value: $200,000 Mortgage Financing: $ 85,000 Loan to Value: 42 5% ($85,000 / $200,000)
loan to value: The relationship between the amount of the mortgage loan and the appraised value of the security expressed as a percentage of the appraised value (In the case of a purchase, the LTV is the relationship between the amount of the mortgage loan and the purchase price)
loan to value: The percentage of loan available toward the value of the property
loan to value: The Loan to Value is the percentage of what is owed against the property vs what the properties fair market value is
loan to value: The ratio, expressed as a percentage, of the amount you wish to borrow against the value of the home
loan to value: (LTV): The term that describes the loan amount as a percentage of the purchase price or, in the case of a refinance, appraised value For example, a 95% LTV is the same as putting 5% down, or having 5% equity
loan to value: The ratio of the loan amount to the value to the property As an example, 80% LTV of a house with a value of $100,000, the loan amount is $80,000
loan to value: The relationship between the amount of a mortgage loan and the appraised value of the security expressed as a percentage of the appraised value top M
loan to value: Divide your loan amount by the appraised value
loan to value: The percentage of the loan against the value of the property For example, if a property is valued at £100,000 and the loan required to buy the property is £90,000 then the loan to value will be 90%
loan to value: A percentage which represents the relationship between the unpaid principal balance of the mortgage and the sales price or appraised value whichever is the lesser of the two
loan to value: the ratio, expressed as a percentage, of the amount of a loan to the value or selling price of real property Usually, the higher the percentage, the greater the interest charged The maximum percentage for banks, savings and loans or government insured loans is set by statute
loan to value: The relationship between the amount of the mortgage loan and the appraised value of the security expressed as a percentage of the appraised value
loan to value: Mathematical computation that compares the loan amount to the value of the property
loan to value: The percentage of loan available toward the value of the property To calculate divide your loan amount divided by the appraised value
loan to value: The LTV is the amount of the mortgage divided by the market value (appraised value) or sales price of a home or property LTV’s higher than 80% require PMI (private mortgage insurance), that is calculated into the total monthly mortgage payment
loan to value: The loan amount divided by the appraised value
loan to value: This term explains the relationship between the value of the property and the amount of mortgage, e g a mortgage of £75,000 on a property valued at £100,000 would have an LTV of 75% The higher the LTV required (i e the more of the property value being borrowed), the fewer lenders willing to lend
loan to value: The relationship between the amount of money borrowed compared to the cost or the value of the property i e $78,000 00 loan for a home purchased for $100,000 00 will have a 78% Loan to Value
loan to value ratio: relation between the amount of a property loan in comparison with the value of the property it was used to purchase
loan translation: {i} calque, word or expression introduced to one language as a direct literal translation from another language
loan value: {i} relation between the value of collateral and the amount of a loan
loan with interest: {i} loan that accrues interest over time
loan word: {i} word which is taken from another language
loan-blend: {i} loanblend, word comprising parts from different languages, hybrid
low-doc loan: A loan or mortgage where the borrower provides only limited proof of their income
Low Doc loans are a flexible solution for self-employed people who have income and assets, but are unable to provide the required financial statements or tax returns at the time of application.
long term loan: loan which is taken for a long period of time
NINJA loan: A subprime loan issued to borrowers with no job, income, or assets
No competent banker would make a NINJA loan unless he was faced with a Governmental Carrot, a Governmental Stick, or a combination of both.
blanket loan: A loan, or mortgage, for multiple subdivisions of a single tract of land
collateralized loan obligation: a form of securitization where payments from multiple middle sized and large business loans are pooled together and passed on to different classes of owners in various tranches
conventional mortgage loan: A fixed- or adjustable-rate, fully amortized loan secured by a mortgage or deed of trust that is not insured or guaranteed by an agency of the federal government (such as FHA or VA). (Source: Office of Thrift Supervision )
installment loan: A loan that is repaid over time with a set number of regularly scheduled payments. A mortgage, for example may be considered a type of installment loan
juice loan: A loan at usurious interest rates, normally made by organised criminals
loaner: something that is frequently loaned
I am driving a loaner while my car is in the shop.
loaner: one who loans; a lender
loaning: Present participle of loan
loaning: A lane
ninja loan: Alternative spelling of NINJA loan
on loan: loaned or lent
You may only have four books on loan at any one time.
payday loan: A small loan of money designed to help the borrower until his next payday
revolving loan: A type of loan that is secured against a property and allows the owner to borrow and repay money at his or her leisure. Periodic payments of at least accumulated interest are required but the loan is fully open: may be paid out in whole or in part at any time and, if there is still money available under the loan ceiling, the borrower may take more money for his or her use
stock loan: The loan of securities by one broker to another, such as to cover a customer short sale. More commonly known as securities lending
stock loan: A loan structure, often nonrecourse, using free-trading stock or in some cases restricted stock as collateral
Syndicated Loan: A loan that is provided by a group of lenders and is structured, arranged, and administered by one or several commercial banks or investment banks known as arrangers
loanable: Such as can be lent; available for lending; as, loanable funds; used mostly in financial business and writings
loaned: past of loan
loaned: {s} borrowed; given as a loan, lent
loaner: a car that is lent as a replacement for one that is under repair
loaner: someone who lends money or gives credit in business matters
loaner: {i} money lender; one who loans, lender
loaning: {i} lending of money or property expecting that same or an equivalent will be returned; open space between tilled land through which cattle are driven; milking yard or lawn (British usage)
loaning: disposing of money or property with the expectation that the same thing (or an equivalent) will be returned
loaning: An open space between cultivated fields through which cattle are driven, and where the cows are sometimes milked; also, a lane
loans: The amount included in the salary package for any low-interest loans provided
loans: Transfers for which repayment is required Only loans with maturities of over one year are included in DAC statistics Data on net LOANS include deductions for repayments of principal (but not payment of interest) on earlier loans This means that when a loan has been fully repaid, its effect on total net flows over the life of the loan is zero
loans: Funds that have been borrowed where a property is used to secure the debt
loans: A form of financial aid that must be repaid with interest Loans provide monetary assistance through participating lenders, colleges, the federal government, and other organizations Loan funds are to be used for educational purposes and must be repaid
loans: The largest and most common of the financial aid programs Loans must be repaid but most student loans offer reduced interest rates and repayment can be deferred until after graduation The most common loans are the Federal Stafford Loans (with the interest either subsidized or unsubsidized), Federal Perkins Loans, and Federal Parent Loans (PLUS)
loans: Money provided to students, which must be repaid Generally, student loans have low interest rates, permit a long time for repayment and have liberal deferment provisions Some current loan programs: Stafford Subsidized Loan – A subsidized low interest loan offered in conjunction with private lenders Interest and principal are deferred for periods of at least half time enrollment Stafford Unsubsidized Loan – A low interest loan available to students not eligible to borrow any or all of the subsidized Stafford Loan Interest must be paid by the student or capitalized during the school period Perkins Loan – A federal low interest loan, offered by the college as the lender, based on the availability of funds PLUS Loan – Parent Loan to Undergraduate Students
loans: Quick Reply Loan Application
loans: A sum of money lent to another party who agrees to repay the capital lent over a period of time and usually to pay interest on the outstanding balance
loans: plural of loan
loans: Federal Parent Loans for Undergraduate Students (PLUS) Federal Perkins Loan Program Federal Stafford Loan Program (subsidized or unsubsidized) Student Educational Loan Fund (SELF)
loans: Funds are lent to eligible borrowers and must be repaid to the government or lending agency
loans: Money that must be repaid, with interest Educational loans are usually subsidized by the state or federal government, or by colleges Subsidized loans carry lower interest rates than commercial loans, and often repayment doesn't begin until the student leaves college Eligibility for subsidized loans is determined by student need, while unsubsidized loans are available to all students, regardless of need There are many different types of loans, with different interest rates, repayment schedules, maximum borrowing limits, and interest accrual periods, so it is important for students and their families to thoroughly understand each specific loan offered
loans: amounts borrowed from banks, finance houses, other business or individuals
loans: Financial instrument comprising Bank loans and Other loans Negotiated loans made by chartered banks and other financial institutions
loans: Borrowed money that must be repaid with interest
loans: Financial assistance that must be repaid
loans: financial aid provided by a lending institution, the federal or state goverment, or sometimes the graduate institution to an individual student Loans generally are based on financial need and must be repaid after graduation The US Department of Education provides additional information on loans at www ed gov/offices/OSFAP/Students/sfa html
loans: A type of financial assistance that requires repayment of the amount, with interest, to the lender Many student loan programs have low interest rates, and do not require repayment until after a student graduates or ceases to be enrolled at least half-time
loans: Some insurance policies and contracts give the owner of the policy the ability to borrow against the value of the policy/contract; see your contract for details and disclosures Term Insurance policies do not allow loans
loans: Financial aid that needs to be paid back
loans: CITIES HOMES 4 SALE HOME PAGE CONTENTS
loans: Borrowed money These can come from the government, schools or private financial institutions like banks Loans are distributed in a variety of ways, depending on the type and source, and must be repaid over an allotted period of time with interest
loans: financial aid awards that the student (or other party like a parent, for example) borrows from a lender, the school or other third party Loans must be repaid by the borrower according to the terms of a promissory note, usually with interest
loans: are monies that require repayment, but typically not until after graduation Loan options frequently offer low interest rates and long-term payments
loans: Funds that are borrowed by the student or parent for a specific amount of time and must be paid back Student loans in most cases are need-based aid
loans: Funds for educational expenses, which usually must be repaid to the lending foundation, often with a pre-determined interest percentage added to the loaned amount